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Vernon P. "Vern"
Saper

  • Partner Emeritus
vsaper@wnj.com
Grand Rapids
T 616.752.2116
M 616.485.9913
F 616.752.2500
  • Prepared first ESOP in Michigan in 1974.
  • Implemented more ESOPs than any other attorney in State of Michigan.
  • Established ESOPs for companies with employee population of 15 to several thousands.
  • Representing ESOP companies, trustees and other fiduciaries in both purchase and sale transactions of employer stock.
  • Assisting ESOP companies and ESOP fiduciaries successfully resolving Department of Labor examinations and IRS audits of ESOPs.
  • Designing and drafting all types of qualified retirement plans.
  • Specializing in design of qualified retirement plans to benefit executives and key management employees.
  • Assisting employers with IRS submissions to correct retirement plan operational errors.
  • Prepared first ESOP in Michigan in 1974.
  • Implemented more ESOPs than any other attorney in State of Michigan.
  • Established ESOPs for companies with employee population of 15 to several thousands.
  • Representing ESOP companies, trustees and other fiduciaries in both purchase and sale transactions of employer stock.
  • Assisting ESOP companies and ESOP fiduciaries successfully resolving Department of Labor examinations and IRS audits of ESOPs.
  • Designing and drafting all types of qualified retirement plans.
  • Specializing in design of qualified retirement plans to benefit executives and key management employees.
  • Assisting employers with IRS submissions to correct retirement plan operational errors.
  • Assisting employers with design and implementation of non-qualified deferred compensation plans and executive incentive plans, including phantom stock.
  • Advisor in all matters concerning ESOPs, safe harbor 401(k) plans, defined benefit plans and defined contribution plans of all types.
  • Counsel for non-qualified retirement plans and other executive compensation programs for numerous publicly held and private corporations.
  • Extensive experience in analyzing and writing all types of qualified retirement plans for numerous financial institutions, medical corporations, manufacturers and other businesses. throughout Michigan and surrounding region.
  • Highly regarded for introducing innovative and lucrative retirement plans designs for maximizing benefits to clients.
  • “ABC’s of ESOPs,” Warner Human Resources Seminar, March 23, 2010, Grand Rapids, Michigan
  • “The ‘Perfect’ Retirement Plan for Small Businesses,” Warner Human Resources Seminar, September 11, 2008, Grand Rapids, Michigan
  • “The PPA and Defined Contribution Plans,” Warner Human Resources Seminar, May 10, 2007, Grand Rapids, Michigan
  • ESOP Half-Day Workshop, cosponsored with The Association for Corporate Growth (ACG) Western Michigan Chapter, October 15, 2008, Grand Rapids, Michigan
  • “What is an ESOP (and Why Should I Care)?,” December 12, 2007, Southfield, Michigan
  • “ABC’s of ESOPs,” Warner Human Resources Seminar, March 23, 2010, Grand Rapids, Michigan
  • “The ‘Perfect’ Retirement Plan for Small Businesses,” Warner Human Resources Seminar, September 11, 2008, Grand Rapids, Michigan
  • “The PPA and Defined Contribution Plans,” Warner Human Resources Seminar, May 10, 2007, Grand Rapids, Michigan
  • ESOP Half-Day Workshop, cosponsored with The Association for Corporate Growth (ACG) Western Michigan Chapter, October 15, 2008, Grand Rapids, Michigan
  • “What is an ESOP (and Why Should I Care)?,” December 12, 2007, Southfield, Michigan
    • “Employee Stock Ownership and Estate Planning for the Business Owner”
    • “The Advantages of an ESOP to a Closely Held Corporation and Its Shareholders”
    • “What is an ESOP (and Why Should I Care?)”
    • “Using Your ESOP to Acquire Another Company”
    • “401(k) + ESOP = KSOP, A Winning Formula”
    • “Do You Really Save Money Using a Prototype Retirement Plan”
    • “Explanation of Different Types of Qualified Retirement Plan Documents”
    • “Getting More for Less Through Innovative Defined Contribution Plan Design”
    • “How to Avoid Return of Excess 401(k) Contributions”
    • “New and Improved 401(k) Safe Ha
    • “Employee Stock Ownership and Estate Planning for the Business Owner”
    • “The Advantages of an ESOP to a Closely Held Corporation and Its Shareholders”
    • “What is an ESOP (and Why Should I Care?)”
    • “Using Your ESOP to Acquire Another Company”
    • “401(k) + ESOP = KSOP, A Winning Formula”
    • “Do You Really Save Money Using a Prototype Retirement Plan”
    • “Explanation of Different Types of Qualified Retirement Plan Documents”
    • “Getting More for Less Through Innovative Defined Contribution Plan Design”
    • “How to Avoid Return of Excess 401(k) Contributions”
    • “New and Improved 401(k) Safe Harbor Plan”
    • “New Benefits Law — Again!”
    • “Non-Qualified Deferred Compensation Plans”
    • “Participant Directed Retirement Plans Under Section 401(k)”
    • “Retirement Plans for the 21st Century”
    • “Use of Qualified Retirement Plans in Business Acquisition”
    • “What’s New and Important in Employee Benefits”
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    Vernon P. "Vern"
    Saper

    • Partner Emeritus
    vsaper@wnj.com
    Grand Rapids
    T 616.752.2116
    M 616.485.9913
    F 616.752.2500
    Biography|
    Credentials
    • “ABC’s of ESOPs,” Warner Human Resources Seminar, March 23, 2010, Grand Rapids, Michigan
    • “The ‘Perfect’ Retirement Plan for Small Businesses,” Warner Human Resources Seminar, September 11, 2008, Grand Rapids, Michigan
    • “The PPA and Defined Contribution Plans,” Warner Human Resources Seminar, May 10, 2007, Grand Rapids, Michigan
    • ESOP Half-Day Workshop, cosponsored with The Association for Corporate Growth (ACG) Western Michigan Chapter, October 15, 2008, Grand Rapids, Michigan
    • “What is an ESOP (and Why Should I Care)?,” December 12, 2007, Southfield, Michigan
    • “ABC’s of ESOPs,” Warner Human Resources Seminar, March 23, 2010, Grand Rapids, Michigan
    • “The ‘Perfect’ Retirement Plan for Small Businesses,” Warner Human Resources Seminar, September 11, 2008, Grand Rapids, Michigan
    • “The PPA and Defined Contribution Plans,” Warner Human Resources Seminar, May 10, 2007, Grand Rapids, Michigan
    • ESOP Half-Day Workshop, cosponsored with The Association for Corporate Growth (ACG) Western Michigan Chapter, October 15, 2008, Grand Rapids, Michigan
    • “What is an ESOP (and Why Should I Care)?,” December 12, 2007, Southfield, Michigan
      • “Employee Stock Ownership and Estate Planning for the Business Owner”
      • “The Advantages of an ESOP to a Closely Held Corporation and Its Shareholders”
      • “What is an ESOP (and Why Should I Care?)”
      • “Using Your ESOP to Acquire Another Company”
      • “401(k) + ESOP = KSOP, A Winning Formula”
      • “Do You Really Save Money Using a Prototype Retirement Plan”
      • “Explanation of Different Types of Qualified Retirement Plan Documents”
      • “Getting More for Less Through Innovative Defined Contribution Plan Design”
      • “How to Avoid Return of Excess 401(k) Contributions”
      • “New and Improved 401(k) Safe Ha
      • “Employee Stock Ownership and Estate Planning for the Business Owner”
      • “The Advantages of an ESOP to a Closely Held Corporation and Its Shareholders”
      • “What is an ESOP (and Why Should I Care?)”
      • “Using Your ESOP to Acquire Another Company”
      • “401(k) + ESOP = KSOP, A Winning Formula”
      • “Do You Really Save Money Using a Prototype Retirement Plan”
      • “Explanation of Different Types of Qualified Retirement Plan Documents”
      • “Getting More for Less Through Innovative Defined Contribution Plan Design”
      • “How to Avoid Return of Excess 401(k) Contributions”
      • “New and Improved 401(k) Safe Harbor Plan”
      • “New Benefits Law — Again!”
      • “Non-Qualified Deferred Compensation Plans”
      • “Participant Directed Retirement Plans Under Section 401(k)”
      • “Retirement Plans for the 21st Century”
      • “Use of Qualified Retirement Plans in Business Acquisition”
      • “What’s New and Important in Employee Benefits”